When you check out for various options to reduce the cost of insurance premium, try to adopt methods that will impress your insurance company. A safe driving will always increase the chances of reducing the premium rates for your car insurance. Having a car with high safety rating will also be a method to decrease the premium rates.

When you go to the market for purchasing a new car, consider buying one that have a high rated safety consideration. When you consider other factors of car including gas mileage, give equal importance to the safety factors also if you are trying for a low premium insurance policy.